Disability insurance protects a member’s most important asset, their income when they are temporarily unable to perform the essential duties of their occupation because of an injury or illness. Not only does it make a benefit package more competitive, it ensures a productive workforce and the ability to attract the best talent. Union Labor Life offers tailored Short-Term Disability products designed to protect workers from unexpected financial hardship due to a qualifying disability, so they can focus on their jobs. We work with plan sponsors to tailor an insurance arrangement to support a more secure and long-term outlook for their business. Some plan design features we can support include:
* Benefits not included in all states
A.M. Best rates the financial strength of insurance companies and gives an indication of how that company may be expected to perform in the future.
The Union Labor Life Insurance Company's solid financial position was reaffirmed by A.M. Best Company with a B++ (Good) "Stable" Outlook rating as of 7/27/2017.