Disability insurance protects a member’s most important asset, their income when they are temporarily unable to perform the essential duties of their occupation because of an injury or illness. Not only does it make a benefit package more competitive, it ensures a productive workforce and the ability to attract the best talent. Union Labor Life offers tailored Short-Term Disability products designed to protect workers from unexpected financial hardship due to a qualifying disability, so they can focus on their jobs. We work with plan sponsors to tailor an insurance arrangement to support a more secure and long-term outlook for their business. Some plan design features we can support include:

• Strike Waiver of Premium for one year during a lawful strike authorized by the union or lockout as a result of a labor dispute exceeding 30 days.*
• Variety of weekly benefit plans available to members upon a non-occupational sickness or accident.
• Coverage for up to 13 or 26 weeks or a maximum of 52 weeks
• Choice of non-contributory or contributory plans
• The addition of a Group Life Insurance benefit to a disability income plan 

For more information on our Group Short Term Disability insurance (PDF), please contact our Vice President of group sales, Larry Paradise at 630.743.4252.

*Benefits not included in all states