Supplemental Life, Accident and Hospital Benefits

As workplace insurance plans continue to change, union members may seek additional coverage options to cover gaps in their existing benefits and supplement their life and health insurance. As one of the only labor owned and labor focused insurance companies, The Union Labor Life Insurance Company (Union Labor Life) understands the insurance needs of union members and their families. Our flexible Life, Accident and Hospital coverages provide additional insurance and help union members, retirees and their families benefit from their collective buying power.*

Union Labor Life's Supplemental Insurance products include:

• Term Life Insurance: Coverage for a specific period of time with the option to renew or convert to longer-term or whole life insurance.
• Whole Life Insurance: Coverage to age 100 without the need to convert or renew. Policy may build cash value over time.
• Accidental Death and Dismemberment (AD&D) Insurance: Provides coverage in the event of an accident, with additional benefits for Common Carrier, At-Work and Motor Vehicle Fatalities.
• Hospital Expense Protection: Provides a choice of coverage amounts that include in-hospital and out-of-hospital benefits in the event of a covered injury or sickness.
• Discount Dental Plan: Offers union members and their families of all ages access to dental discount services.**

* Products are offered by The Union Labor Life Insurance Company. Exclusions and limitations apply.
** Dental Discount Plan products and services offered under the Dental Discount Plan are provided by Careington Insurance Group.