Non-Profit Labor and Management Liability Insurance

Non-Profit Labor and Management Liability Insurance

Unions and union employers frequently manage non-profit organizations such as joint apprenticeship training committees (JATCs) and labor management coordinating committees (LMCCs) to better serve their industries. However, managing these non-profits comes with significant risk. Leaders may be held personally liable, and non-profits may face budgetary concerns when responding to expensive lawsuits.

Ullico Casualty Group, LLC created the Non-Profit Labor and Management Liability (NPL) insurance policy to help protect these important organizations and their leaders. The NPL form is a customized Claims Made Director's & Officer's policy, covering the entity and its officers, trustees, and employees for defense costs, settlements, and judgments arising out of lawsuits and wrongful act allegations.

Employment Practice Liability

  • Wrongful dismissal
  • Harassment
  • Discrimination, including Third Party Discrimination
  • Retaliation
  • Wrongful failure to employ, promote, or deprivation of career opportunity
  • Wrongful discipline
  • Wage & Hour
  • Failure to provide or enforce employment policies or procedures

Failure to Educate

The education, training or teaching of any student; including certification testing, or in a training or educational program sponsored by the entity

Personal Injury & Advertising Injury

  • False arrest, wrongful detention or imprisonment, or malicious prosecution
  • Libel, slander, humiliation, or defamation of character
  • Disparagement
  • Wrongful entry or eviction, or other invasion of privacy
  • Infringement of copyright or trademark or unauthorized use of title
  • Plagiarism or misappropriation of ideas
  • Unauthorized use of title

Key Policy Features

  • Coverage provided by Markel American Insurance Company, A (XV) by A.M. Best Company as of 12/31/2020
  • Duty to defend with choice of counsel
  • Ability to offer up to $5 million of insurance

Disclaimer: Whether and to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy or policies as issued. No warranties or representations of any kind are made to any party except as provided in the issued policy or policies. The information provided on this site is descriptive only and does not constitute a part of, or endorsement to, the policies.

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