Union Liability Insurance

Under federal labor law, officers and directors of labor unions can be exposed to personal liability but must defend themselves, in certain circumstances, at their own expense. We have customized insurance coverage that allows them to confidently perform their jobs without worrying about personal exposure. Our Union Liability [1] policy covers the duty of fair representation, employment practices liability, financial management of the union and personal injury liability.  Our Individual Labor Leader endorsement [2] provides defense cost protection to safeguard the personal assets of union officials when unions are prevented from indemnifying them.

With ULLICO Casualty, you do not pick an attorney from a predetermined list of lawyers who may not keep your best interests in mind.  You may choose your own defense counsel, someone you can trust and who knows you and your union.  In addition, we offer “duty to defend” coverage in which ULLICO Casualty, as your insurer, will have the right and duty to provide defense coverage for any claim.

Products are available on Hudson Insurance Company (A.M. Best, A, XV), State National Insurance Company (A.M. Best, A, VIII) and ULLICO Casualty Company (A.M. Best, B+, VII, Secure) paper.  All ratings as of 6/31/2010.

For further information about our Union Liability program, please contact Jose Gonzalez [3], Senior Underwriter of Union Liability, John O'Brien [4], Vice President of Marketing, Daniel Aronowitz [5], President of ULLICO Casualty, or view more contacts on our Union Liability contacts page [6].