Many basic hospital insurance plans don’t cover all expenses when you are hospitalized.  There are usually gaps between the benefits you receive and the total cost of your hospital stay – such as  deductibles, co-payments and other unexpected costs.  To protect you against the hardships of these unexpected costs, we offer several products to help you pay for unforeseen expenses. 

Our Hospital Daily Benefits Plan offers you a choice of daily benefit amounts and pays for every day you are confined in a hospital, skilled nursing facility, or intensive care unit or if you need licensed home health care for a covered injury or sickness.  There is no maximum on the benefits a member may receive.

Our Hospital Accident Care program pays when you are in the hospital due to an accident.  This benefit can also double if you are confined to a hospital at the same time as your covered spouse.  There are also extra benefits for intensive care, doctor visits, emergency
room visits and ambulance transport.

If you are a union member, see what's available to you by clicking here.

*May not be available in all states. Please see your policy or certificate for details.