Accidental Death and Dismemberment (AD&D) for Members

While we may not think about it, accidents are the fifth leading cause of death for all Americans.* For a family left behind, a sudden and unexpected accidental death can be difficult to deal with. Union Labor Life provides AD&D coverage in the event of a member’s unexpected death and covered bodily losses as a result of an accident in or out of the workplace.  Coverage includes:

  • Choice of individual or family coverage
  • Up to $250,000 of 24-hour AD&D coverage 
  • Guaranteed acceptance for eligible members and spouses with no medical exam required 
  • Additional benefits for members for Common Carrier, At-Work and Motor Vehicle fatalities

* SOURCE: National Vital Statistics Report, March 16, 2011, Centers for Disease Control

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